Empowering Your Business Journey

Expertise in Lending
and Business Brokering

Navigate the complexities of business transactions with expert assistance tailored to your unique needs and goals.

Business Brokerage

Maximize your business potential with professional brokerage services, expertly handling every step of the buying or selling process.

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Conventional Business Lending

Navigate conventional business lending with confidence—our team negotiates with lenders to meet your capital, debt, equipment, and expansion needs.

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Small Business Lending Solutions (SBA)

Navigate the SBA loan process effortlessly with Wilshire Capital's professional support, streamlining access to essential business funding.

Learn more about Small Business Lending Solutions (SBA)

Wilshire Capital

Partner with Wilshire Capital for comprehensive business solutions, expertly guiding you through lending, brokering, and strategic growth initiatives.

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Strategic Solutions for Business Growth with Wilshire Capital

Explore how Wilshire Capital can be your strategic ally in navigating the complexities of business transitions. Whether you're seeking expertise in lending negotiations, business brokerage, or preparing for growth, our services are designed to streamline and elevate your journey. As a business owner, partner with Wilshire Capital to unlock tailored solutions that safeguard your interests and amplify your success, ensuring every decision leads to optimal outcomes.

Navigate the Lending Landscape with Confidence

Navigating the intricate world of business lending can be challenging, but it doesn't have to be daunting. With expert guidance, businesses can streamline the process and secure funding that aligns perfectly with their unique goals. The key to unlocking favorable business, SBA, and equipment loans lies in cultivating multiple proposals and negotiating strategically on your behalf. By exploring a range of funding options, businesses can ensure their financial needs are met with optimal terms.

The benefits of a well-negotiated loan extend beyond mere funding—they provide the financial leverage that empowers growth and operational efficiency. Whether you are securing working capital, upgrading essential equipment, or expanding your operations, having a dedicated partner by your side is crucial. Act now to take advantage of tailored financing solutions that pave the way for sustainable success. Let’s embark on a journey to optimize your business potential through smart financing choices.

  • Conventional Business Loans: Tailor-made solutions fostering growth and adaptability.
  • SBA Loans: Access resources with competitive terms and government backing.
  • Equipment Financing: Seamlessly finance critical tools and technology.
  • Expansion Loans: Propel your growth with strategic funding solutions.
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Treasury & Swap Rates

April 4, 2025

Today 30 Days Last Year
3 YR Treasury 3.69% 3.93% 4.46%
5 YR Treasury 3.74% 4.00% 4.29%
30 Day Avg SOFR 4.34% 4.36% 5.33%
7 YR Treasury 3.87% 4.10% 4.30%
3 Month Term SOFR 4.28% 4.32% 5.31%
1 Month Term SOFR 4.32% 4.32% 5.32%
6 Month Term SOFR 4.16% 4.26% 5.25%
SOFR 4.37% 4.39% 5.34%
5 YR SOFR Swap 3.40% 3.69% 4.08%
7 YR SOFR Swap 3.46% 3.70% 4.00%
10 YR SOFR Swap 3.56% 3.74% 3.97%
10 YR Treasury 4.04% 4.21% 4.31%
30 YR Treasury 4.47% 4.52% 4.47%
Prime Rate 7.50% 7.50% 8.50%
3 YR CMT 3.85% 3.99% 4.51%
5 YR CMT 3.91% 4.03% 4.34%
7 YR CMT 4.03% 4.14% 4.33%
10 YR CMT 4.17% 4.24% 4.33%

Let us Advocate for you

We help businesses find the right funding option for their needs. Need to consolidate debt or make a large purchase? We bring the lenders to you while you shop and compare business financing solutions that are right for your business.

Grow your Business

Business Resources and News

Navigating the Franchise Frontier: A Ten-Step Guide to Acquiring an Existing Franchise Business

This guide offers an in-depth, step-by-step approach to acquiring an existing franchise, emphasizing the importance of financial readiness, thorough market research, and diligent evaluation of franchise performance. It highlights key considerations, potential red flags, and the invaluable support…

Learn more about Navigating the Franchise Frontier: A Ten-Step Guide to Acquiring an Existing Franchise Business

A Guide to Positioning Your Small Business for Sale with a Business Advisor

Approaching retirement, small business owners can enhance the success and value of their business sale with strategic preparation and professional guidance. This article outlines key challenges and provides five essential steps to position a business for sale, emphasizing the value of operational…

Learn more about A Guide to Positioning Your Small Business for Sale with a Business Advisor

Transforming Vision Into Reality: Leveraging SBA Loans to Launch Your Veterinary Practice

Launching a veterinary practice requires overcoming significant financial hurdles, and SBA loans offer tailored solutions with benefits like lower interest rates and extended terms. Partnering with a Loan Advisor provides essential expertise, streamlining the process and enhancing approval…

Learn more about Transforming Vision Into Reality: Leveraging SBA Loans to Launch Your Veterinary Practice

Navigating the Tightrope: Challenges Small Businesses Face When Securing Loans

Small businesses face significant hurdles in securing loans, such as limited credit history, insufficient collateral, complex application processes, high-interest rates, and inadequate financial documentation. These challenges lead to half of loan applications being rejected, complicating access…

Learn more about Navigating the Tightrope: Challenges Small Businesses Face When Securing Loans

The Formation of Wilshire Capital: A Driving Force in Business Brokerage

Wilshire Capital, led by Frank Witt, launches with expertise in business finance, acquisitions, valuations, and strategic growth.

Learn more about The Formation of Wilshire Capital: A Driving Force in Business Brokerage